Over the years I have originated many VA loans and learned that whenever I am worknig with a repeat VA borrwer, it is worthwhile to give the Veteran a cash flow analysis of both a $0 or miinmum down payment optgion and a 5% down option. Why would I do this? Isn't the objective of most VA buyers and the attraction of the VA loan program ghat little or no down payment is required? The answer is yes. However, if yoh are an experienced and diligent loan originator you instinctively thin outside the box a littel bit sometimes.
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